
ERNST & YOUNG'S ENTREPRENEUR OF THE YEAR® is the world's most prestigious business award for entrepreneurs... As the first and only truly global award of its kind, Ernst & Young Entrepreneur of the Year celebrates those who are building and leading successful, growing and dynamic businesses, recognizing them through regional, national and global awards programs in more than 135 cities in 50 countries. Click Here to read the Ernst & Young Press Release
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About the Money Merge Account® Program.
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See what the industry trade magazines are writing about our
ground-breaking money management software and coaching service.

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"...A new resource is now available to help you make your carefully selected loan options even better for your clients and earn their eternal gratitude: the Money Merge Account system from UFirstTM . Using advanced credit strategies, the Money Merge Account system and package offers the assistance of user-friendly watts line coaches, innovative software and online tools to educate consumers about the use and repositioning of "idle money" in checking and low interest savings accounts. This packaged strategy lets the client accelerate the principal pay down of their long-term mortgage, achieve substantial interest savings and accrue equity in their homes much faster than through traditional accelerated mortgage payoff strategies that involve making additional principal payments each month. What's more, they achieve these benefits with little or no change to their personal lifestyles."
MORTGAGE PLANNER MAGAZINE - JAN./FEB 2008
MORE TIME, MORE MONEY, MORE FUN
For nearly 20 years Charles Johnson thought he had it made... "I had a good salary in a good profession. I got to travel, and I got 4 weeks of vacation; I thought I had it made." The problem was that Charles never had time to take any vacation days despite all the weeks he had saved up. He began to see how much time he was trading just to earn a capped salary with benefits he couldn't even enjoy.... As fate would have it, in August of 2006, an acquaintance passed along some information that changed everything.... "All the possibilities started racing through my brain. I couldn't sleep for 3 days; I kept waking up with ideas and names of people I had to tell about this." 5 months later in Feb. 2007 , Charles' wife Deborah gave her notice at work. "We have such a nicer quality of life now", says Charles. "I work from home in blue jeans, I don't have to get up early, Deborah and I have lunch together; it's just a better way to live.... As a Senior Branch Manager, I'm having a great time with this", he remarks. "I wouldn't do it if it wasn't fun. Most people want to own a home and everybody wants to be out of debt. This is a financially sound company with a mathematically fit program that is changing people's lives. I'm proud to be a part of this."
TRUE WEALTH MAGAZINE - SPECIAL EDITION, SPRING 2008
"The patented software provides each homeowner with an individualized action plan based upon their specific financial situation. That is, the software is not merely a generalized management tool, but literally spells out for homeowners when to transfer money from their line of credit to their primary mortgage, to reduce the interest owed and shorten the life of the loan. The software also lets users know, to the penny, how many months and years of extra money deposited into their line of credit or taken out, will affect the payoff of their mortgage. This helps users stay focused on their mortgage payoff goal and make better decisions on how they choose to spend their discretionary money."
BROKER BANKER MAGAZINE - VOLUME 108, SPRING 2008
Too good to be true? We treated this with skepticism. We had heard of making mortgage payments every two weeks. Clearly paying 13 month's worth of mortgage payments every 12 months would shorten a mortgage term. But collapsing the mortgage term as much as 60% and cutting interest by 50% seemed to defy logic and good sense. If this was so obvious, why hadn't American financial service companies embrace this strategy to offer customers a competitive advantage? The answer: Until now no one anywhere had built a homeowner mortgage management tool that was not part of a major lending system or dependent on the homeowner refinancing their home.... The Money Merge Account system simplifies a complex world so homeowners can manage their financial condition better. This aid to improved homeowner comprehension and control of their financial conditions is a seismic shift for the mortgage industry and can deliver savings and wealth to clients. This we applaud... On the basis of our research, we award United First Financial and their Money Merge Account system with the 2008 Personal Real Estate Investor Magazine Editor's Choice Award for client mortgage innovation.
PERSONAL REAL ESTATE INVESTOR MAGAZINE -APRIL/MAY 2008
News Flash! Mark Victor Hansen, co-author of the popular Chicken Soup

